Years ago, a 20% down payment was a requirement for obtaining a mortgage loan. Putting that much money down made it less likely that borrowers would simply default on their home loans and gave lenders a measure of security and collateral in the case of fo
Even if you owe more than your home is worth, with the new HARP Refinance Loan Programs you can still get a loan. Here's what you need to know in order to get a HARP Refinance Loan: item #1 item #2 Contact America Trust Funding.
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