We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

Mr Helio Souza ..what can I say? Am really out of words to appreciate all what he did for us.Thanking you is not really enough to express our gratitude. My mum and I being a first time home buyer, Mr Helio and his team were relentless in ensuring that our dream house's buying process was effortless despite the many challenges we faced. We encountered some delay in closing due to my low credit score and my outstanding debts that were already in collection and behold Mr Helio personally pick up the phone, individually called each collected of the collection agency and negotiated an extraordinary settlement which i was able pay off finally during the closing of the house. I had a total debt of excess of more than $15,000 and Mr Helio negotiated and brought down the debt to about $6700 which obviously boosted my credit score subsequently. Our buying process just took less than 3 months only. This is the type of lender with guts you want by your side when buying a property. One who goes beyond the ordinary to help fight for you and ensure that his client's situation is resolved. He is truly an amazing guy, straight forward guy with a remarkable sense of humor . And his team (Mrs Sodelva and Mrs Kim) are nothing short of being superbe, amazing and take pride in what they do. Shout out to all of you not mentioned at American Trust Funding Mortgage Bankers, LLC. Thank you for making our first home owning experience a truly positive, memorable and wonderful one. We appreciate all your help...Your services are truly a five ***** Star Service !!!

Emmanuel Galega

I highly recommend America Trust funding, specially Mr.Helio Souza, hard work man, that always make things work quickly and the right ways.
In my opinion The State of Maryland best mortgage company.

Eudes Machado

Excellent service. Helio helped me a lot to buy my first townhouse and  understand about mortgage, got me though the process so fast.


We spent over one year looking for our first home. Helio and his team went above and beyond to help us in the entire process and make our dreams come true. Since then, l have recommended over 5 friends to him and they all got their dream homes too. Thumbs up for them! Five star service and closing rate! 

Lucas Messina

I am a lender that has worked with America Trust Funding since 2010, they are extremely professional, knowledgeable and organized. Closing their loans on time is of the utmost importance to them and together they work with the borrower, realtor and lender to make sure that happens. They strive to provide their borrower's with the best rate, product and customer service.

Gail DeRose

I have no words to describe how amazing Hélio Souza is, he made my husband and my dreams come true, he guided us step by step and never once doubted in our ability to get approved, he was straight and very professional. My family and i can never thank him enough to for all his time spent. Thank you very much Mr. Hélio. Thanks to you we are the very proud homeowners of our own home now. God bless you always.

Ariadna Bila

America Trust Funding is the best deal in town!

Dr. Ninan

I am a first time home buyer and Helio and his team made the experience so easy. Everything was explained so well, all questions were thoroughly answered and they had great communication. I highly recommend America Trust Funding!


I’m highly satisfied with the outstanding service I experienced with America Trust Funding. Helio visited me at my office a couple of times to guide me through the process to refinance my property. Then Francisco, Tiki and Kaisy were in constant communication with me until closing date. The interest rate they gave me is the best in the market. I’ve not felt this happy in a long time with my finances; I’m saving almost $600 per month!!!!! Helio even helped me out to decrease the amount for my home insurance, saving me $550 per year!!! I highly recommend America Trust Funding to my family, friends and anyone who is thinking in refinancing or purchasing real estate property! They are the best!!!!!!

Martha Castaneda
Washington, DC

Martha Castaneda

Very happy with an Excellent Service and quick turnaround. Helio Souza gave us the best interest rate. I highly recommend America Trust Funding.

Dr. Manickam

Helio has always gone above and beyond to help us getting the best deal on refinancing our home. I would recommend him to everyone.


Having Helio as a loan officer is just a full satisfaction, Helped me step by step to close my loan in less than 30 days,
highly recommended.

Emmanuel Kophio

Recently, loan applications have become a challenging process. Thanks to ATF and Quantum Title we successfully came through it with a very attractive loan package. This was due to the good guidance and excellent support we received from Helio, Stravos and their colleagues. Many thanks!

Hugh Conway

I have been in the Real Estate Business for many years, and I am very proud to work with Helio Souza . He can settle any type of loans "easy ones and impossible ones too!!" He has been very professional and fair to all my clients, and I strongly suggest America Trust Funding to any Realtors.
Keep up the good work Helio!!

Enoque Rodrigues

We are very happy with the service and the interest rate Mr. Souza gave us.

E. P. Gardner III

I had an impossible mortgage situation. I had three loans to consolidate after doing major home renovations, but no lender would work with me. The debt was still below comparable market values, but I could not get an appraiser to use the values in my community. Helio stayed with me, making calls, checking sales figures, fighting with lenders, and just working diligently for me and my family. It took six months, a loan subordination, and two appraisals but he got it done! When no one else could do anything for me, Mr. Helio Souza got my loans consolidated. In my opinion there isn’t a better mortgage broker to work with.

Alvin R. Pounds

I am lucky to buy my first house with Helio. He is helpful and courteous.
I am really satisfy,and will recomend it!!


Great experience! Super fast closing, great customer service, and best of all they helped me get the best rate after weeks of shopping around.


I could not possibly have found a better company or Loan Officer to work with! Helio was extremely knowledgeable and professional. He worked on my loan diligently and helped me through every step of the process. In addition, every time I contacted the office with questions, the entire staff was extremely helpful and courteous. I am extremely happy with the service and will recomend it!

Charles Franca

Always a pleasure doing business.

Pam N.

Excellent service, quick turnaround and saved $300 per month on my 15 year fixed. I highly recommend America Trust Funding!

Gene Alim

We had a super fast closing - within 3 weeks from start to finish. The best part was that Helio and America Trust Funding worked with a very good lender, that required less documentation of financial records and offered very competitive interest rates. Finally, Helio knows the process and requirements extremely well meaing that we got our new mortgage with little difficulty.

Emery C




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