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4 Things Every Borrower Needs to Know About Mortgage Brokers

Buying a home in Maryland, whether for the first time or the last, is an exciting event. Yet before you even take a look at a single home for sale, it is a smart idea to have your mortgage financing lined up. While it is possible to get a home loan directly with your local credit union or bank, the most common mortgage-makers are mortgage brokers. If you are ready to apply for a home loan, here are 4 things you need to know about mortgage brokers before starting the process. A broker is a middleman Mortgage brokers act as go-betweens for you and many different potential lenders. Instead o...

June 20th, 2018 | mortgage brokers, 4 Things Every Borrower Needs to Know About Mortgage Brokers

Should I Rent or Buy?

While homeownership has long been the American dream, buying a home is not necessarily the best choice for every person or every situation. There are many factors to consider in determining if a home purchase is the right decision for you right now. Can you Afford It? If the cost to own a home – mortgage, homeowners insurance and property taxes included – if less than roughly 28% of your gross income and you have few other debt obligations, you can probably afford to buy. Do not underestimate the additional costs of maintenance though. Replacing appliances or paying for a plu...

June 14th, 2018 | Purchasing a Home, Should I Rent or Buy?

4 Reasons You Don’t Want to Pay PMI

Years ago, a 20% down payment was a requirement for obtaining a mortgage loan. Putting that much money down made it less likely that borrowers would simply default on their home loans and gave lenders a measure of security and collateral in the case of foreclosure. However, in more recent years, lenders have gotten much more creative in financing to help more Americans become homeowners. There are now mortgage loans that require as little as 3% down up front. In order to compensate for that added risk of loss, lenders require and borrowers with a down payment of less than 20% to pay for pri...

June 7th, 2018 | First-time Homebuyers, 4 Reasons You Don’t Want to Pay PMI

How to get a HARP Refinance Loan

Even if you owe more than your home is worth, with the new HARP Refinance Loan Programs you can still get a loan. Here's what you need to know in order to get a HARP Refinance Loan: item #1 item #2 Contact America Trust Funding.

January 28th, 2013 | Refinance, Loan Programs, How to get a HARP Refinance Loan

Welcome to our New Blog

Welcome to our new blog. Check back soon for more updates.

January 23rd, 2013 | Mortgages, First Time Home Buyers, Welcome to our New Blog

America Trust Funding

11820 Parklawn Dr, Ste 140
Rockville, Maryland 20852
Phone: 301-881-5555
Fax: 301-881-5575
Email: hsouza@americatrustfunding.com

CO Licensed # 100025695 under Department of Regulatory Agencies
VA Licensed # MC-4759 -
VA State Corporation Commission Bureau of Financial Institutions.
MD License # DLLR-14046
District of Columbia #MLB -5910 Department of Insurance and Securtiy Banking Bureau

NMLS ID # 1522 (www.nmlsconsumeraccess.org)

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