Customer Testimonials

We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

I had an impossible mortgage situation. I had three loans to consolidate after doing major home renovations, but no lender would work with me. The debt was still below comparable market values, but I could not get an appraiser to use the values in my community. Helio stayed with me, making calls, checking sales figures, fighting with lenders, and just working diligently for me and my family. It took six months, a loan subordination, and two appraisals but he got it done! When no one else could do anything for me, Mr. Helio Souza got my loans consolidated. In my opinion there isn’t a better mortgage broker to work with.

- Alvin R. Pounds
University Park, MD | March 25, 2013

Very happy with an Excellent Service and quick turnaround. Helio Souza gave us the best interest rate. I highly recommend America Trust Funding.

- Dr. Manickam
Germantown, MD | April 28, 2013

Have refinanced with ATF twice. Did EXACTLY what they said they would.

- Mike reynolds
Annandale, VA | March 20, 2013

Always a pleasure doing business.

- Pam N.
Potomac, MD | March 20, 2013

Excellent service, quick turnaround and saved $300 per month on my 15 year fixed. I highly recommend America Trust Funding!

- Gene Alim
Vienna, VA | March 20, 2013

We had a super fast closing - within 3 weeks from start to finish. The best part was that Helio and America Trust Funding worked with a very good lender, that required less documentation of financial records and offered very competitive interest rates. Finally, Helio knows the process and requirements extremely well meaing that we got our new mortgage with little difficulty.

- Emery C
Williamsburg, VA | March 20, 2013

I am lucky to buy my first house with Helio. He is helpful and courteous. I am really satisfy,and will recomend it!!

- Solange
Germantown, MD | March 21, 2013

Recently, loan applications have become a challenging process. Thanks to ATF and Quantum Title we successfully came through it with a very attractive loan package. This was due to the good guidance and excellent support we received from Helio, Stravos and their colleagues. Many thanks!

- Hugh Conway
Alexandria, VA | March 26, 2013

I have been in the Real Estate Business for many years, and I am very proud to work with Helio Souza . He can settle any type of loans "easy ones and impossible ones too!!" He has been very professional and fair to all my clients, and I strongly suggest America Trust Funding to any Realtors. Keep up the good work Helio!!

- Enoque Rodrigues
Rockville, MD | March 26, 2013

We are very happy with the service and the interest rate Mr. Souza gave us.

- E. P. Gardner III
Germantown, MD | March 26, 2013

We have refinanced twice with America Trust Funding. Their rates were the best, and Francisco could have not have been more accommodating. We would highly recommend America Trust.

- Robert Paxton
Kensington, MD | March 27, 2013

I am a first time home buyer and Helio and his team made the experience so easy. Everything was explained so well, all questions were thoroughly answered and they had great communication. I highly recommend America Trust Funding!

- Ashley
Arlington, VA | May 20, 2013

Having Helio as a loan officer is just a full satisfaction, Helped me step by step to close my loan in less than 30 days, highly recommended.

- Emmanuel Kophio
Upper Marlboro, MD | April 11, 2013

Helio has always gone above and beyond to help us getting the best deal on refinancing our home. I would recommend him to everyone.

- Cristiane
DeSando, MD | April 17, 2013

I had a loan with Bank of America so I called them when I wanted to refinance. They had me jumping through hoops and the documents they wanted me to send them never seemed to end. Finally, I quit working with them and called America Trust Funding. Helio Souza and Francisco Diaz got me through the process quickly and were great to work with! I've recomended them to two co-workers. Don't play around, call Amerca Trust Funding.

- Carl H.
Gaithersburg, MD | April 20, 2013

I’m highly satisfied with the outstanding service I experienced with America Trust Funding. Helio visited me at my office a couple of times to guide me through the process to refinance my property. Then Francisco, Tiki and Kaisy were in constant communication with me until closing date. The interest rate they gave me is the best in the market. I’ve not felt this happy in a long time with my finances; I’m saving almost $600 per month!!!!! Helio even helped me out to decrease the amount for my home insurance, saving me $550 per year!!! I highly recommend America Trust Funding to my family, friends and anyone who is thinking in refinancing or purchasing real estate property! They are the best!!!!!! Martha Castaneda Washington, DC

- Martha Castaneda
Washington, DC | May 07, 2013

America Trust Funding is the best deal in town!

- Dr. Ninan
Sandy Spring, MD | September 04, 2015

I have no words to describe how amazing Hélio Souza is, he made my husband and my dreams come true, he guided us step by step and never once doubted in our ability to get approved, he was straight and very professional. My family and i can never thank him enough to for all his time spent. Thank you very much Mr. Hélio. Thanks to you we are the very proud homeowners of our own home now. God bless you always.

- Ariadna Bila
Damascus, MD | September 20, 2016

I highly recommend America Trust funding, specially Mr.Helio Souza, hard work man, that always make things work quickly and the right ways. In my opinion The State of Maryland best mortgage company.

- Eudes Machado
Beltsville , MD | November 14, 2017

Excellent service. Helio helped me a lot to buy my first townhouse and  understand about mortgage, got me though the process so fast.

- Flavia
Germantown , MD | November 10, 2017

We spent over one year looking for our first home. Helio and his team went above and beyond to help us in the entire process and make our dreams come true. Since then, l have recommended over 5 friends to him and they all got their dream homes too. Thumbs up for them! Five star service and closing rate! 

- Lucas Messina
Germantown, MD | November 10, 2017

I am a lender that has worked with America Trust Funding since 2010, they are extremely professional, knowledgeable and organized. Closing their loans on time is of the utmost importance to them and together they work with the borrower, realtor and lender to make sure that happens. They strive to provide their borrower's with the best rate, product and customer service.

- Gail DeRose
Gaithersburg, MD | November 10, 2017

I could not possibly have found a better company or Loan Officer to work with! Helio was extremely knowledgeable and professional. He worked on my loan diligently and helped me through every step of the process. In addition, every time I contacted the office with questions, the entire staff was extremely helpful and courteous. I am extremely happy with the service and will recomend it!

- Charles Franca
Laurel , MD | March 20, 2013

Great experience! Super fast closing, great customer service, and best of all they helped me get the best rate after weeks of shopping around.

- J.Johnston
Rockville, MD | March 20, 2013

HELIO GETS THINGS DONE!!

- DURVAL
ASHBURN, VA | March 19, 2013

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America Trust Funding

11820 Parklawn Dr, Ste 140
Rockville, Maryland 20852
Phone: 301-881-5555
Fax: 301-881-5575
Email: hsouza@americatrustfunding.com

CO Licensed # 100025695 under Department of Regulatory Agencies
VA Licensed # MC-4759 -
VA State Corporation Commission Bureau of Financial Institutions.
MD License # DLLR-14046
District of Columbia #MLB -5910 Department of Insurance and Securtiy Banking Bureau

NMLS ID # 1522 (www.nmlsconsumeraccess.org)